First Bank (NASDAQ:FRBA) Q2 2024 Earnings Conference Call July 25, 2024 9:00 AM ET
Company Participants
Patrick Ryan - President & CEO
Andrew Hibshman - CFO
Darleen Gillespie - Chief Retail Banking Officer
Peter Cahill - Chief Lending Officer
Conference Call Participants
Justin Crowley - Piper Sandler
Manuel Navas - D.A. Davidson
Operator
Ladies and gentlemen, thank you for standing by, and welcome to the First Bank Second Quarter 2024 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer session. [Operator Instructions] As a reminder, today's call is being recorded.
I will now hand today's call over to Patrick Ryan, President and CEO. Please go ahead, sir.
Patrick Ryan
Thank you. I'd like to welcome everyone today to First Bank's second quarter 2024 earnings call. I'm joined by Andrew Hibshman, our Chief Financial Officer; Darleen Gillespie, our Chief Retail Banking Officer; and Peter Cahill, our Chief Lending Officer.
Before we begin, however, Andrew will read the safe harbor statement.
Andrew Hibshman
The following discussion may contain forward-looking statements concerning the financial condition, results of operations and business of First Bank. We caution that such statements are subject to a number of uncertainties, and actual results could differ materially, and therefore, you should not place undue reliance on any forward-looking statements we make.
We may not update any forward-looking statements we make today for future events or developments. Information about risks and uncertainties are described under Item 1A Risk Factors in our annual report on Form 10-K for the year ended December 31, 2023, filed with the FDIC.
Pat, back to you.
Patrick Ryan
Thank you, Andrew. I'll start with some overall comments and then turn it over to the team to provide some more details. First of all, I