First Internet Bancorp Earnings Call Transcript

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First Internet Bancorp (NASDAQ:INBK) Q2 2024 Earnings Conference Call July 25, 2024 2:00 PM ET

Company Participants

Larry Clark – Financial Profiles, Inc.
David Becker – Chairman and Chief Executive Officer
Ken Lovik – Executive Vice President and Chief Financial Officer

Conference Call Participants

Tim Switzer – KBW
George Sutton – Craig-Hallum
Nathan Race – Piper Sandler
Brett Rabatin – Hovde Group

Operator

Good day, everyone, and welcome to the First Internet Bancorp Earnings Conference Call for the Second Quarter of 2024. At this time, all lines are in a listen-only mode. Following the presentation we will conduct a question-and-answer session. [Operator Instructions] This call is being recorded on Thursday, July 25, 2024.

I would now like to turn the conference over to Larry Clark from Financial Profiles, Inc. Please go ahead, Mr. Clark.

Larry Clark

Thank you, Lara. Good day, everyone, and thank you for joining us to discuss First Internet Bancorp's financial results for the second quarter of 2024. The company issued its earnings press release yesterday afternoon, and it's available on the company's website. In addition, the company has included a slide presentation that you can refer to during this call. You can also access these slides on the website. Joining us today from the management team are Chairman and CEO, David Becker; and Executive Vice President and CFO, Ken Lovik. David will provide an overview, and Ken will discuss the financial results. Then we'll open up the call to your questions.

Before we begin, I’d like to remind you that this conference call contains forward-looking statements with respect to the future performance and financial condition of First Internet Bancorp that involve risks and uncertainties. Various factors could cause actual results to be materially different from any future results expressed or implied by such forward-looking statements. These factors are discussed