Third Coast Bancshares, Inc. Earnings Call Transcript

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Third Coast Bancshares, Inc. (NASDAQ:TCBX) Q2 2024 Earnings Conference Call July 25, 2024 11:00 AM ET

Company Participants

Ken Dennard – Investor Relations
Bart Caraway – Chairman, President and Chief Executive Officer
John McWhorter – Chief Financial Officer
Audrey Duncan – Chief Credit Officer

Conference Call Participants

Michael Rose – Raymond James
Woody Lay – KBW
Bernard Von Gizycki – Deutsche Bank
Jordan Ghent – Stephens
Dave Storms – Stonegate

Operator

Greetings, and welcome to the Third Coast Bank's Second Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded.

It is now my pleasure to introduce your host, Ken Dennard.

Ken Dennard

Thank you, operator, and good morning, everyone. We appreciate you joining us for Third Coast Bancshares conference call and webcast to review our second quarter 2024 results. With me today is Bart Caraway, Chairman, President and Chief Executive Officer; John McWhorter, Chief Financial Officer; and Audrey Duncan, Chief Credit Officer. First, a few housekeeping items. There will be a replay of today's call, and it will be available by webcast on the Investors section of our website and at ir.thirdcoast.bank. There will also be a telephonic replay available until August 1st, and more information on how to access these replay features was included in yesterday's earnings release.

Please note that the information reported on this call speaks only as of today, July 25, 2024, and therefore, you are advised that time-sensitive information may no longer be accurate as of the time of replay listening or transcript reading. In addition, the comments made by management during this conference call may contain forward-looking statements within the meaning of the United States federal securities laws. These forward-looking statements reflect the current views of management. However, various