Cullen/Frost Bankers, Inc. Earnings Call Transcript

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Cullen/Frost Bankers, Inc. (CFR) Q2 2024 Earnings Conference Call July 25, 2024 2:00 PM ET

Company Participants

A.B. Mendez - Senior Vice President & Director of Investor Relations
Phil Green - Chairman & Chief Executive Officer
Dan Geddes - San Antonio Region President
Jerry Salinas - Group Executive Vice President & Chief Financial Officer

Conference Call Participants

Steven Alexopoulos - JPMorgan
Dave Rochester - Compass Point
Ebrahim Poonawala - Bank of America
Peter Winter - D.A. Davidson
Manan Gosalia - Morgan Stanley
Brandon King - Truist Securities
Catherine Mealor - KBW
Jon Arfstrom - RBC Capital Markets

Operator

Greetings. Welcome to Cullen/Frost Bankers Inc. Second Quarter 2024 Earnings Conference Call. [Operator Instructions] As a reminder, this conference is being recorded.

I would now like to turn the call over to A.B. Mendez, Senior Vice President and Director of Investor Relations. Thank you. You may go ahead.

A.B. Mendez

Thanks, Jerry. This afternoon's conference call will be led by Phil Green, Chairman and CEO; and Jerry Salinas, Group Executive Vice President and CFO.

Before I turn the call over to Phil and Jerry, I need to take a moment to address the safe harbor provisions. Some of the remarks made today will constitute forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995 as amended.

We intend such statements to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995 as amended. Please see the last page of text in this morning's earnings release for additional information about the risk factors associated with these forward-looking statements. If needed, a copy of the release is available on our website or by calling the Investor Relations department at 210-220-5234.

At this time, I'll turn the call over to Phil.

Phil